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Terms of Service

These Terms of Service govern your use of the Capstone Wealth Advisors website and SMS messaging program.

Effective Date: October 2, 2026

Capstone Wealth Advisors (“we,” “us,” or “our”), provides financial planning and wealth advisory services to individuals, families, and business owners.

By accessing or using our website, services, or SMS messaging program, you agree to these Terms of Service and our Privacy Policy.

SMS Messaging Terms & Compliance

1. Business Identity and Program Description

The SMS messaging program is operated by Capstone Wealth Advisors.

Our SMS program sends appointment confirmations, appointment reminders, rescheduling updates, follow-up communications, and customer support messages to customers who have booked an appointment or otherwise requested services from Capstone Wealth Advisors and have explicitly opted in to receive SMS communications.

Opt-in may be collected through our website, scheduling forms, or other methods that include a dedicated option for SMS consent.

Consent to receive SMS messages is not a condition of purchase.

2. Opt-Out and Cancellation Instructions

You can cancel the SMS service at any time. Just text “STOP” to the phone number that sent you the message.

After you send the SMS message “STOP” to us, we will send you an SMS message confirming that you have been unsubscribed. After this, you will no longer receive SMS messages from us.

If you want to join again, sign up as you did initially, and we will resume sending SMS messages to you.

3. Support Information

If you experience issues with the messaging program, reply with the keyword HELP for more assistance.

You may also contact us directly for support:

4. Carrier Liability

Carriers are not liable for delayed or undelivered messages.

5. Message Frequency

Message frequency varies based on your interactions with us, service usage, and appointment schedule.

The number and frequency of messages you receive may vary depending on the services you request and your communications with Capstone Wealth Advisors.

6. Message and Data Rates

Message and data rates may apply for any messages sent to you from us and to us from you.

If you have questions about your text or data plan, please contact your wireless provider.

7. Supported Carriers

Our SMS program is designed to work with major U.S. wireless carriers and supported regional carriers. Availability and delivery may depend on your wireless carrier and service.

8. Age Restriction

You must be 18 years of age or older to participate in our SMS messaging program.

9. Privacy

Your privacy is important to us. Our collection, use, and disclosure of personal information, including mobile information and SMS opt-in information, are governed by our Privacy Policy.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Please refer to our Privacy Policy for additional information about how your information is collected, used, and protected.

10. SMS Consent

By opting in to receive SMS messages from Capstone Wealth Advisors, you consent to receive the types of messages described in these Terms at the mobile number you provided.

Your consent applies only to the messaging program for which you opted in. You may withdraw your consent at any time by following the STOP instructions above.

We comply with applicable laws and regulations governing SMS communications.

General Terms

This website is owned and operated by Capstone Wealth Advisors.

By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from Capstone Wealth Advisors.

Accessing the Site in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.

We reserve the right to change these Terms of Service or impose new conditions on the use of the Site from time to time. Revised Terms of Service will be posted on this website. Your continued use of the Site following the posting of changes constitutes acceptance of the revised Terms.

Intellectual Property Rights

Our Limited License to You

This Site and the materials available through the Site are the property of Mutual Wealth Management, LLC d/b/a Capstone Wealth Advisors and/or our affiliates or licensors and are protected by copyright, trademark, and other intellectual property laws.

The Site is provided solely for your personal, non-commercial use. You may not use the Site or materials available through the Site in a manner that infringes our rights or that has not otherwise been authorized by us.

Unless explicitly authorized, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works from, exploit, or distribute in any manner or medium any material from the Site.

You may download or print one copy of individual pages for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.

Your License to Us

By posting or submitting material, including comments, social media posts, photographs, videos, or other content, to us through the Site or other digital channels, you represent that you own the material or have obtained the permissions necessary to submit it.

You grant us a royalty-free, perpetual, irrevocable, non-exclusive, worldwide license to use, modify, transmit, reproduce, create derivative works from, distribute, and publicly perform or display such material, subject to applicable law.

Disclaimers

Throughout the Site, we may provide links to websites maintained by third parties. Linking to a third-party website does not constitute an endorsement or sponsorship of that website or the information, products, or services offered through it.

The information, products, and services offered on or through the Site are provided “as is” and without warranties of any kind, either express or implied.

To the fullest extent permitted by applicable law, we disclaim warranties, including implied warranties of merchantability and fitness for a particular purpose.

You agree to indemnify and hold harmless Capstone Wealth Advisors, its affiliates, and their respective officers, directors, agents, and employees from claims, causes of action, damages, liabilities, costs, and expenses arising from or related to your breach of any obligation, warranty, or representation under these Terms of Service.

Online Commerce

Certain sections of the Site may allow you to purchase products or services from third-party vendors. We are not responsible for the quality, accuracy, timeliness, reliability, or other aspects of products or services offered by third parties.

If you make a purchase from a third party linked through the Site, information obtained during your visit, including payment information, may be collected by the merchant and other parties involved in processing the transaction.

Your participation in dealings with third-party vendors is between you and the applicable third party. Capstone Wealth Advisors is not responsible for loss or damage arising from such dealings.

Registration & Passwords

To access certain features of the Site, you may be required to register or create an account.

You agree to provide accurate, current, and complete information during registration. You are responsible for maintaining the confidentiality of your login credentials and for activity conducted through your account.

If you suspect unauthorized use of your account, notify us immediately at team@capstonewealthadv.com.

We are not liable for loss or damage resulting from your failure to maintain the confidentiality of your account credentials.

Termination

We reserve the right to terminate or suspend access to the Site, without notice, if we determine that you have violated these Terms of Service or engaged in conduct that is unlawful or otherwise prohibited by these Terms.

Upon termination, you must cease use of the Site and any content obtained from it to the extent required by applicable law.

Governing Law

These Terms of Service shall be governed by and construed in accordance with applicable law and the laws of the state in which Capstone Wealth Advisors operates, without regard to conflict-of-law principles.

Any dispute arising under these Terms will be handled in accordance with applicable law and any enforceable dispute-resolution provisions governing the relationship between you and Capstone Wealth Advisors.

Changes to Terms of Service

We may update these Terms of Service from time to time.

The latest version will be made available on our website and will identify its effective date. Your continued use of our website or Services following the effective date of revised Terms constitutes your acceptance of those Terms, to the extent permitted by applicable law.

Questions About These Terms

For questions regarding these Terms of Service or our SMS messaging program, please contact:

Capstone Wealth Advisors

For information about how we collect, use, share, and protect personal information, please refer to our Privacy Policy.

Questions about our legal terms?